Hong Leong SaversPro

Product Information

Hong Leong SaversPro = Wealth Accumulation + Protection

We at Hong Leong Asset Management Bhd truly understand your needs and we know how important it is for you to have a regular savings plan to secure your financial future. Introducing the Hong Leong SaversPro, an innovative regular savings plan that adopts Dollar Cost Averaging Strategy.

Dollar Cost Averaging is a strategy in which you regularly invest a fixed amount of money to make monthly purchases of units in a unit trust fund. This regular investment buys less units when the prices of units are high and more units when prices of units are low. By averaging the unit price paid, your average cost per unit will be lowered. Dollar Cost Averaging works best in a highly volatile market.

Apart from that, you also get to enjoy constant protection from the free insurance coverage valued up to RM 1 million* via this savings plan.

The insurance/takaful coverage will be equal to 100 times of your monthly investment amount, and increases by 10 times every two years until a maximum of 50 times. It is subject to a maximum coverage of RM500,000 per term life coverage or RM1 million for term life plus accidental death or disablement coverage.

  • Hong Leong SaversPro
Fund Name Fund
Category
Fund
Type
Geographical
Location
Launch
Date
Strategic Fund Mixed Assets Growth & Income Malaysia 08-03-2005
Balanced Fund Balanced Growth & Income Malaysia 29-04-2002
Dana Maa’rof Balanced
(Islamic)
Growth & Income Malaysia 25-03-2003
Asia-Pacific Dividend Fund Equity Growth & Income Asia-Pacific
ex Japan
28-02-2006
Asia-Pacific Infrastructure Fund Equity Growth Asia-Pacific 06-07-2007
Consumer Products Sector Fund Equity Growth Malaysia 09-08-2000
Dana Makmur Equity
(Islamic)
Growth Malaysia 12-11-2001
Hong Kong Equity Optimizer Fund Equity Growth & Income Hong Kong 20-09-2011
Penny Stock Fund Equity Growth Malaysia 26-04-1999
  • The Plan
Year Investing
Early
Investing
Later
1 1,000  
2
|
10
1,000
|
1,000
No Investment for the first 10 years
11   1,000
12
|
35
No further investment thereafter 1,000
|
1,000
Total Contribution 10,000 25,000
Saving Period 10 years 25 years
Return assumed at 8% p.a 107,173 78,954
Profit 11 times 3 times
  • Insurance Protection at No Extra Cost
  1st-2nd Yr
100x
3rd-4th Yr
110x
5th-6th Yr
120x
7th-8th Yr
130x
9th-10th Yr
140x
11th onwards
150x
Monthly Investment Amount (RM) TL+ADD TL TL+ADD TL TL+ADD TL TL+ADD TL TL+ADD TL TL+ADD TL
100 20,000 10,000 22,000 11,000 24,000 12,000 26,000 13,000 28,000 14,000 30,000 15,000
500 100,000 50,000 110,000 55,000 120,000 60,000 130,000 65,000 140,000 70,000 150,000 75,000
1000 200,000 100,000 220,000 110,000 240,000 120,000 260,000 130,000 280,000 140,000 300,000 150,000
2000 400,000 200,000 440,000 220,000 480,000 240,000 520,000 260,000 560,000 280,000 600,000 300,000
3000 600,000 300,000 660,000 330,000 720,000 360,000 780,000 390,000 840,000 420,000 900,000 450,000
4000 800,000 400,000 880,000 440,000 960,000 480,000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000
5000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000
6000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000 1,000,000 500,000

ADD: Accidental Death or DisablementTPD: Total and Permanent Disablement
*A maximum coverage of RM1 million per life for Accidental Death & Disablement, subject to terms and conditions.
The management reserves the right to discontinue or revise the insurance coverage of all unitholders at any point of time at its discretion.

ADD: Accidental Death or DisablementTPD: Total and Permanent Disablement
*A maximum coverage of RM1 million per life for Accidental Death & Disablement, subject to terms and conditions.
The management reserves the right to discontinue or revise the insurance coverage of all unitholders at any point of time at its discretion.

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